Life in Canada

Understanding the nuances of daily living in Canada can help you navigate this beautiful country with ease. From housing and transportation to healthcare and community life, this guide will provide you with the essential information you need to make the most of your journey. Discover what makes life in Canada unique and prepare yourself for a fulfilling experience.

Weather

Canada’s weather varies significantly across the country, with each region experiencing distinct seasonal changes. In coastal areas, such as Vancouver, winters tend to be milder and rainier, while in central and northern regions, winters can be harsh, with heavy snowfall and extreme cold temperatures. Summers are generally warm across the country, though temperatures can vary.

  • If you are sensitive to extreme weather conditions, it’s important to carefully plan your place of residence. Choose a location that aligns with your comfort level regarding temperature and weather patterns.
  • Keep in mind that some of the best education and job opportunities are often found in areas with less favourable weather. These regions might offer less competition for positions and admission due to fewer people wanting to relocate there.

Accommodation

Canada offers a diverse range of housing options, from urban apartments in cities like Toronto and Vancouver to more spacious homes in suburban or rural areas. Renting is common, particularly in major cities where property prices can be high. Rental prices can vary significantly based on location, size, and amenities.
  • For students, finding affordable accommodation can be crucial. Many universities and colleges offer on-campus housing or have partnerships with nearby landlords to provide cost-effective options for students. Alternatively, shared accommodation in neighbourhoods popular with students can be a good way to save money.
  • When renting, it’s important to be aware of your tenant rights, which are protected by provincial and territorial laws. These rights cover aspects such as proper notice for eviction, maintenance responsibilities, and the return of security deposits. Ensuring you understand these rights can help you avoid potential issues.
  • Building a good rental history is key to securing future accommodation. Landlords often check credit scores and past rental references before approving a lease. Maintaining a good credit score and paying rent on time can enhance your reputation as a reliable tenant, making it easier to find rental accommodation in the future.

Transportation

In Canada, transportation options vary widely depending on the city size and location. Medium to large cities, such as Toronto, Vancouver, and Montreal, often have well-developed public transit systems, including buses, subways, and light rail. Many of these transit services can be tracked online, making it convenient to plan your journeys and stay informed about schedules and delays. In some cases, transit passes are included in tuition fees for students.

However, in smaller cities and rural areas, public transportation options may be limited or less frequent. In these regions, owning a car is often necessary. While driving offers greater flexibility, it also comes with costs such as fuel, insurance, and maintenance. For those in more remote areas, investing in a vehicle might be a practical choice to ensure smooth and convenient travel.

Internet and mobile

In Canada, internet and mobile service prices can be relatively high compared to other countries. To manage these costs, take advantage of special offers from low-cost operators, which can provide more affordable options. Additionally, post-paid mobile plans are often more cost-efficient than prepaid plans, as they typically offer better rates.

If you’re looking to save further, consider opting for a 4G-only plan rather than a more expensive 5G plan, as 5G plans can come with higher costs. Also, be cautious about including calls to the U.S. in your regular plan, as these can be more expensive.

Finances

Managing finances effectively is crucial for students living in Canada. Opening a local banking account is a practical step for handling day-to-day transactions, receiving money from friends and family, and sending funds abroad. Most major banks offer free banking for full-time students.

  • In addition to a debit card, students should consider getting a student credit card as soon as possible. This can help build a credit history, which is important for future financial activities such as applying for loans or renting an apartment. Many banks offer credit cards specifically designed for students with manageable limits and benefits that can assist in establishing a positive credit record.
  • Sales tax on goods and services varies from province to province. Prices are generally shown before taxes, so you should expect to pay the applicable sales tax on top of the listed price.
  • In Canada, individuals are responsible for completing and filing their personal tax returns. As an international student, you may be required to file a tax return regardless of whether you stay in Canada part-time or year-round, even if you do not have any income in the country.

Healthcare

Canada offers a publicly funded healthcare system that provides comprehensive coverage for residents, though the specifics can vary by province and territory. International students often benefit from healthcare plans included in their tuition fees, which can cover essential medical services.

  • Review your healthcare plan to understand what is covered, including dental care, ophthalmology, and prescription drugs.
  • Long waiting times for certain treatments can be an issue, so it’s best to be prepared for potential delays and plan accordingly. It’s wise to conduct a thorough health check before moving to Canada to ensure you don’t require emergency or expensive treatment immediately after settling in the country.
  • Pharmacies in Canada typically dispense over-the-counter medications for common, non-serious health issues such as headaches, colds, or minor aches and pains without a Canadian doctor’s prescription. For any prescription needs, you will need to consult a local healthcare provider.

Safety and security

Canada is widely regarded as a safe country with low crime rates compared to many other nations. Nevertheless, it’s important to exercise reasonable caution and make informed choices about where to live. Different neighbourhoods can vary in terms of safety, so it’s wise to research and select an area with a lower crime rate.

  • Homelessness can be more visible in downtown areas. Homeless individuals generally don’t pose a direct threat to others, but it’s still important to stay aware of your surroundings and follow general safety precautions.
  • Cannabis is legal in Canada, and its presence can sometimes create less welcoming environments in areas with higher rates of addiction.

Travel

Travelling within Canada can sometimes be expensive, particularly for flights and rail travel. Limited low-cost carriers and competition can lead to higher fares for domestic routes. Additionally, flying to and from Canada outside of North America often incurs substantial costs due to the long distances involved.

To manage travel expenses, consider booking connecting flights through the United States, as this can significantly reduce the cost of travel. However, it’s crucial to check whether you need a transit visa for the U.S. before booking such flights. Ensure all travel requirements are met to avoid complications during your journey.

Work

For many students in Canada, working while studying is a viable option to help cover living expenses and gain valuable experience. However, it’s essential to follow the Immigration, Refugees and Citizenship Canada (IRCC) rules regarding working hours, as failing to comply can result in complications for future immigration applications. Prioritizing your education is also crucial, as failing to meet academic requirements can lead to academic probation or expulsion and potentially affect your student status or result in removal from the country.

  • Building connections through university career services, industry events, internships, and professional associations is vital. Networking can open doors to job opportunities that might not be publicly advertised.
  • Volunteering is an excellent way to gain experience and expand your network. Many volunteer positions can lead to paid employment opportunities by demonstrating your skills and commitment.
  • Engage with local communities and use social media platforms like LinkedIn to enhance your job search. Effective networking and leveraging various resources can improve your chances of finding suitable employment.